USDA Loans Arizona 2026: Zero-Down Home Buying Near Phoenix

Published on: 07/27/2026

USDA loans in Arizona 2026: 100% financing on eligible addresses, household income at or below 115% of the area median, a 1.00% upfront and 0.35% annual fee for fiscal 2027, and how to check a Phoenix area address. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
Get pre-approved
Rates and fees

Book a 15 minute call